An accident can have a profound effect on one’s finances. One day you could be financially stable, the next struggling to pay your bills. If your accident has had an effect on your finances, then it is worthwhile considering making a claim for compensation.
The amount of compensation you could be awarded for your accident compensation claim UK depends mainly on the extent of your injuries as well as how your injuries have and will affect your life. The more severe your injuries are, and the worse your prognosis for the future is, then generally speaking the more compensation you can claim.
For example, you would likely be awarded more compensation for the amputation of a hand than you would a finger, or more for total hearing loss than you would partial hearing loss.
The extent of your injuries and how your injuries have and will affect your life will be determined through a medical examination. The medical examiner’s report will form the foundation of your accident compensation claim UK. With this evidence, your lawyer will be able to determine a fair and proportionate general damages figure – ‘general damages’ is the compensation awarded for your accident and your injuries.
Can I claim back any loss of earnings?
Yes you can. In addition to general damages, you can also claim ‘special damages’. This is the compensation awarded for your financial losses associated to your accident or injuries.
For example, if you have lost your job because of your accident, then you could claim several months’ worth of wages including any overtime you have missed out on. Or if you have had your benefits stopped with the reason being associated with your accident, then you can claim these back. You can also claim back any out-of-pocket expenses related to your accident. So for example, you could claim back any medical or travel expenses. Your total settlement demand will be made up of both general damages and special damages.
Am I eligible to make an accident compensation claim UK?
To be eligible for compensation, you must bring your accident compensation claim UK forward within three years of your Date of Limitation. Your Date of Limitation starts from the date your accident happened or the date your injuries became clear. You also cannot be wholly liable for your accident happening. At the most you can only be partially liable. There are other factors to consider however, so it is best to seek legal advice before proceeding.
Discover your eligibility to claim today
Discuss your case with an experienced claims advisor today by calling our free and no obligation accident compensation helpline on 0800 157 1438.